By using this website and any documents found within it, you agree to be bound by these Terms and Conditions. Premier Education Group, L.P., The Harris Casel Institute, and harriscasel.com (together, “The Harris Casel Institute”) use their best efforts to ensure that the information available within the harriscasel.com website is accurate and current, but The Harris Casel Institute, accepts no liability for omissions or errors therein or their consequences. The information contained in this website and any and all associated websites is provided as a service to the users and to the Internet community in general. No part of this website nor the information contained herein shall or may be considered professional advice and the user should not assume that there is any Professional-Client Relationship that exists or is created. The Harris Casel Institute, tries to provide quality information, but makes no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information contained in or linked to this website or any of its associated sites. As any advice, legal or appraisal or otherwise, must be tailored to the specific circumstances of each case, nothing provided herein should be used as a substitute for the advice of retained, competent professionals. The Harris Casel Institute therefore cannot guarantee that any information is up to date and appropriate for any situation. The Harris Casel Institute shall not be liable for any consequential direct or indirect loss or damage of any nature whatsoever alleged to be caused by errors or omissions in the information contained within, or anywhere related to, this website. Items within the website may contain references to products and services that The Harris Casel Institute provides or does not provide. The Harris Casel Institute makes no representations whatsoever about the suitability of the information contained in this website or in the documents and related images published on this website for any purpose. WARNING: All such information and/or documents and related images are provided “AS IS” without warranty of any kind, express or implied, without limitations, warranties of title or implied warranties of merchantability or fitness for a particular purpose by The Harris Casel Institute or any of its affiliates, employees, agents, representatives, clients, associates or colleagues, or anyone connected with The Harris Casel Institute In no event shall The Harris Casel Institute be liable for any general, special, direct, indirect, consequential or incidental damages, or any damages whatsoever, resulting from any loss through any use of any part of its website or any of the data contained therein, whether in an action based on contract, negligence, tort or any other form of relief or action and whether or not arising out of or in connection with the use of information available from this website. In no event shall The Harris Casel Institute be liable for any damage to your computer equipment or software which may occur on account of your access to or use of the website, or your downloading of materials, data, text, or images from the website, whether caused by a virus, bug or otherwise. Information on this website may contain technical inaccuracies or typographical errors. The information contained on the website may be changed at any time without any prior notification or obligation. The Harris Casel Institute makes no warranties and/or representations whatsoever about any other website, location, service, matter of information or item which you may access through this website. All links are provided as a convenience only and do not mean that The Harris Casel Institute endorses or accepts any responsibility for the contents or the use of such links or websites. Please note that it is your responsibility to take all and any necessary precautions and to ensure that whatever you select for your use is free of problems that such use may cause you such as inaccuracies or viruses and other items of a destructive nature. Please note that this or any part of this disclaimer may be updated by from time to time. By browsing our website you accept that you are bound by the current legal notices and disclaimer notices and we therefore recommend that you check these each time you revisit our site. Note also that some of the information may not be of any use to you; even if information is useful in one city or locality or jurisdiction, such information may not work in another. Note that the facts of your situation may make any part of the information in this website inappropriate for you. The Harris Casel Institute does not in any way warrant the merchantability or the fitness of the anything in this website and provides all such information “WITH ALL FAULTS”. The Harris Casel Institute NEITHER MAKES NOR INTENDS TO MAKE, ANY WARRANTIES, EXPRESS OR IMPLIED, AND The Harris Casel Institute EXPRESSLY EXCLUDES AND DISCLAIMS ALL IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE for any use or any part of the information contained in this and any and all related sites.